• Visit our website at https://formula18golf.com or any website of ours that links to this Privacy Notice
• Download and use our mobile application (Formula 18 Golf) or any other application of ours that links to this Privacy Notice
• Use Formula 18 Golf. Formula 18 Golf is a golf trip and event management platform available through both a website at formula18golf.com and an iOS mobile application (collectively, the "Service"). The Service helps recreational golfers organize, pay for, play, and track group trips, tournament events, and solo rounds.
  
  The Service provides the following features:
  
  — Solo round tracking. Players log rounds as they play — hole-by-hole scores, putts, fairways hit, and greens in regulation. The Service automatically computes score-to-par, handicap differential, and playing handicap using USGA Handicap System formulas.
  
  — Golf trip organization. Trip coordinators create multi-round trips, invite players by email, manage a roster, build tee-time pairings, record lodging and cost details, and communicate with participants through in-app chat that syncs in real time between web and iOS.
  
  — Tournament events. Commissioners schedule tournaments, process player registrations, run live hole-by-hole scoring, display real-time leaderboards, and compute payouts for games such as skins, closest-to-pin, and longest drive.
  
  — Payments through Stripe. Formula 18 Golf does not move money between players, Coordinators, or golf courses. The Service is a tracking tool: Players and Coordinators handle entry fees and trip costs between themselves however they choose. The only transactions Formula 18 processes directly are Coordinator and Commissioner subscription fees, handled through Stripe on the website.
  
  — Commissioner subscription. Commissioners pay an annual subscription fee for unlimited events, or a per-event fee if they prefer. Coordinators pay a per-trip fee after their first trip. Players are free during launch; a Player subscription is planned for a later phase.
  
  — Optional USGA GHIN integration. Players may link their USGA GHIN number to import a current handicap index. Automatic posting of completed rounds back to the USGA is on our roadmap for a future release — it is not active today.
  
  — Group chat and notifications. Each trip or event includes a shared chat channel. Users receive transactional email (invitations, reminders, recaps, payout notices) and may opt into recurring product communications such as weekly round reminders.
  
  — Accounts and roles. The Service recognizes four roles: Player, Trip Organizer, Commissioner. Each role is granted different permissions regarding event creation, payment configuration, moderation, and administrative access.
  
  Where each surface is used:
  — Website (formula18golf.com) — used by all roles; primary surface for account registration, payment, trip/event setup, and administration.
  — iOS application — used primarily for in-round scoring, group chat, trip check-in, and solo round tracking. Subscription management and payment flows are handled on the website.
• Engage with us in other related ways, including any marketing or events

• names
• phone numbers
• email addresses
• usernames
• passwords
• ghin #
• zip code
• home golf course
• photo

1. The last four digits of the card used
2. The transaction amount and currency
3. Success or failure status
4. Stripe transaction and payout identifiers
5. The date and time of the transaction

• Geolocation Information. We may request access or permission to track location-based information from your mobile device, either continuously or while you are using our mobile application(s), to provide certain location-based services. If you wish to change our access or permissions, you may do so in your device's settings.
• Push Notifications. We may request to send you push notifications regarding your account or certain features of the application(s). If you wish to opt out from receiving these types of communications, you may turn them off in your device's settings.

• To facilitate account creation and authentication and otherwise manage user accounts. We may process your information so you can create and log in to your account, as well as keep your account in working order.
• To deliver and facilitate delivery of services to the user. We may process your information to provide you with the requested service.

• Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

• Right to know whether or not we are processing your personal data
• Right to access your personal data
• Right to correct inaccuracies in your personal data
• Right to request the deletion of your personal data
• Right to obtain a copy of the personal data you previously shared with us
• Right to non-discrimination for exercising your rights
• Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")

• Scores and handicaps are for your own tracking. Formula 18 computes handicap differentials using USGA formulas, but we don't certify your handicap. For an official handicap, link your GHIN number or post rounds with the USGA.
• Course data comes from third parties. Ratings, slope, yardage, and par come from sources like the USGA course database. We keep it as current as we can, but verify with the pro shop before relying on it for tournament play.
• Payout calculations are a tool, not a ruling. If a skins, closest-to-pin, or other game result seems off, the Commissioner has final say. Disputes go to your Commissioner — not to Formula 18.
• Formula 18 does not hold trip or event funds. Player payments route directly through Stripe to the accounts the Commissioner has connected (course, Commissioner, games pool). Refund decisions are between you and the Commissioner.
• Trips and events happen at the Commissioner's discretion. Cancellations, postponements, weather calls, lodging arrangements, and tee-time reservations are the Commissioner's responsibility. Formula 18 provides the software — not the logistics.
• The games pool is an accounting tool, not a trust account. Skins, CTP, and side-bet tracking show who owes what. The Commissioner is responsible for actual payout.
• Features may evolve. Some features (Formula Buddy, per-hole stat tracking, notification preferences) are being refined. We may add, change, or remove functionality without notice.
• Chat content is stored. Messages sent through Formula 18's trip and event chat are saved for delivery and moderation. Don't send sensitive personal, financial, or health information through chat.
• Email communications. You'll receive transactional email (invites, recaps, payout notifications) as part of using the Service. Product emails (like weekly round reminders) are opt-out via unsubscribe links.